Ph\u1ea1m H\u00e0<\/a> – Nh\u00e0 s\u00e1ng l\u1eadp & CEO LuxGroup\u00ae<\/em><\/p>\n Trong nhi\u1ec1u n\u0103m \u0111i\u1ec1u h\u00e0nh LuxGroup\u00ae, t\u00f4i th\u01b0\u1eddng nghe m\u1ed9t c\u00e2u quen thu\u1ed9c: \u201cT\u00e0i ch\u00ednh l\u00e0 vi\u1ec7c c\u1ee7a CFO.\u201d C\u00e2u n\u00f3i \u1ea5y t\u01b0\u1edfng nh\u01b0 h\u1ee3p l\u00fd nh\u01b0ng l\u1ea1i ph\u1ea3n \u00e1nh m\u1ed9t quan ni\u1ec7m sai l\u1ea7m ph\u1ed5 bi\u1ebfn trong qu\u1ea3n tr\u1ecb hi\u1ec7n \u0111\u1ea1i. Ng\u01b0\u1eddi l\u00e3nh \u0111\u1ea1o kh\u00f4ng c\u1ea7n tr\u1edf th\u00e0nh k\u1ebf to\u00e1n, nh\u01b0ng nh\u1ea5t thi\u1ebft ph\u1ea3i th\u00e0nh th\u1ea1o ng\u00f4n ng\u1eef c\u1ee7a t\u00e0i ch\u00ednh. Ch\u00ednh t\u1eeb nh\u1eadn th\u1ee9c \u1ea5y, t\u00f4i vi\u1ebft Finance for Leaders: Mastering Finance as a Business Leader<\/em> \u2013 kh\u00f4ng ph\u1ea3i nh\u01b0 m\u1ed9t gi\u00e1o tr\u00ecnh t\u00e0i ch\u00ednh, m\u00e0 nh\u01b0 m\u1ed9t c\u1ea9m nang d\u00e0nh cho nh\u1eefng nh\u00e0 l\u00e3nh \u0111\u1ea1o mu\u1ed1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u1ed1t h\u01a1n, ph\u00e2n b\u1ed5 v\u1ed1n hi\u1ec7u qu\u1ea3 h\u01a1n v\u00e0 x\u00e2y d\u1ef1ng doanh nghi\u1ec7p b\u1ec1n v\u1eefng h\u01a1n. Cu\u1ed1n s\u00e1ch kh\u1eb3ng \u0111\u1ecbnh m\u1ed9t t\u01b0 t\u01b0\u1edfng xuy\u00ean su\u1ed1t: t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n, m\u00e0 l\u00e0 ng\u00f4n ng\u1eef c\u1ee7a l\u00e3nh \u0111\u1ea1o.<\/p>\n \u0110i\u1ec3m kh\u00e1c bi\u1ec7t l\u1edbn nh\u1ea5t c\u1ee7a cu\u1ed1n s\u00e1ch l\u00e0 c\u00e1ch ti\u1ebfp c\u1eadn. Ph\u1ea7n l\u1edbn s\u00e1ch t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c vi\u1ebft cho k\u1ebf to\u00e1n, chuy\u00ean vi\u00ean ph\u00e2n t\u00edch hay sinh vi\u00ean MBA. Finance for Leaders<\/em> \u0111\u01b0\u1ee3c vi\u1ebft cho CEO, doanh nh\u00e2n, nh\u00e0 s\u00e1ng l\u1eadp v\u00e0 th\u00e0nh vi\u00ean h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb. Ng\u01b0\u1eddi \u0111\u1ecdc kh\u00f4ng b\u1ecb cu\u1ed1n v\u00e0o c\u00e1c b\u00fat to\u00e1n k\u1ebf to\u00e1n m\u00e0 \u0111\u01b0\u1ee3c d\u1eabn d\u1eaft \u0111\u1ec3 hi\u1ec3u c\u00e1ch \u0111\u1ecdc m\u1ed9t doanh nghi\u1ec7p trong m\u01b0\u1eddi ph\u00fat, c\u00e1ch \u0111\u00e1nh gi\u00e1 gi\u00e1 tr\u1ecb t\u1ea1o ra t\u1eeb m\u1ed7i \u0111\u1ed3ng v\u1ed1n \u0111\u1ea7u t\u01b0, c\u00e1ch nh\u00ecn b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n nh\u01b0 b\u1ea3n \u0111\u1ed3 chi\u1ebfn l\u01b0\u1ee3c thay v\u00ec b\u00e1o c\u00e1o qu\u00e1 kh\u1ee9. \u0110\u00e2y c\u0169ng ch\u00ednh l\u00e0 tri\u1ebft l\u00fd m\u00e0 t\u00f4i theo \u0111u\u1ed5i trong su\u1ed1t h\u00e0nh tr\u00ecnh x\u00e2y d\u1ef1ng LuxGroup<\/strong><\/a>.<\/p>\n Trong h\u01a1n hai m\u01b0\u01a1i n\u0103m ph\u00e1t tri\u1ec3n, LuxGroup ch\u01b0a bao gi\u1edd \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u01a1n thu\u1ea7n l\u00e0 t\u0103ng doanh thu. \u0110i\u1ec1u ch\u00fang t\u00f4i theo \u0111u\u1ed5i l\u00e0 ch\u1ea5t l\u01b0\u1ee3ng t\u0103ng tr\u01b0\u1edfng. M\u1ed7i kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u1ec1u \u0111\u01b0\u1ee3c \u0111\u1eb7t d\u01b0\u1edbi m\u1ed9t c\u00e2u h\u1ecfi \u0111\u01a1n gi\u1ea3n nh\u01b0ng quan tr\u1ecdng: li\u1ec7u \u0111\u1ed3ng v\u1ed1n n\u00e0y c\u00f3 t\u1ea1o ra gi\u00e1 tr\u1ecb b\u1ec1n v\u1eefng hay kh\u00f4ng? Khi \u0111\u1ea7u t\u01b0 v\u00e0o Heritage Cruises<\/strong><\/a>, Emperor Cruises<\/strong><\/a> hay Amiral Cruises<\/strong><\/a>, ch\u00fang t\u00f4i kh\u00f4ng ch\u1ec9 t\u00ednh \u0111\u1ebfn doanh thu k\u1ef3 v\u1ecdng m\u00e0 c\u00f2n \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u1ea1o d\u00f2ng ti\u1ec1n, t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n \u0111\u1ea7u t\u01b0 (ROIC), chi ph\u00ed v\u1ed1n (WACC), th\u1eddi gian ho\u00e0n v\u1ed1n, t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u01b0\u01a1ng hi\u1ec7u v\u00e0 l\u1ee3i th\u1ebf c\u1ea1nh tranh trong d\u00e0i h\u1ea1n. \u0110\u00f3 ch\u00ednh l\u00e0 tinh th\u1ea7n \u201cLeading with Finance\u201d m\u00e0 cu\u1ed1n s\u00e1ch \u0111\u1ec1 c\u1eadp.<\/p>\n M\u1ed9t trong nh\u1eefng th\u00f4ng \u0111i\u1ec7p quan tr\u1ecdng nh\u1ea5t c\u1ee7a cu\u1ed1n s\u00e1ch l\u00e0 CEO kh\u00f4ng ph\u1ea3i l\u00e0 ng\u01b0\u1eddi k\u00fd nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng nh\u1ea5t m\u00e0 l\u00e0 Chief Capital Allocator<\/strong> \u2013 ng\u01b0\u1eddi ph\u00e2n b\u1ed5 v\u1ed1n c\u1ee7a doanh nghi\u1ec7p. Th\u1ef1c t\u1ebf t\u1ea1i LuxGroup ch\u1ee9ng minh \u0111i\u1ec1u \u0111\u00f3 m\u1ed7i ng\u00e0y. Quy\u1ebft \u0111\u1ecbnh ph\u00e1t tri\u1ec3n \u0111\u1ed9i t\u00e0u Vietnam Waterways\u00ae, m\u1edf r\u1ed9ng Amiral Cruises\u00ae, \u0111\u1ea7u t\u01b0 v\u00e0o ngh\u1ec7 thu\u1eadt, di s\u1ea3n hay chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ec1u l\u00e0 nh\u1eefng quy\u1ebft \u0111\u1ecbnh ph\u00e2n b\u1ed5 v\u1ed1n. Khi nh\u00ecn doanh nghi\u1ec7p d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 n\u00e0y, vai tr\u00f2 c\u1ee7a CEO thay \u0111\u1ed5i ho\u00e0n to\u00e0n. Nh\u00e0 l\u00e3nh \u0111\u1ea1o kh\u00f4ng c\u00f2n ch\u1ec9 qu\u1ea3n l\u00fd con ng\u01b0\u1eddi m\u00e0 qu\u1ea3n l\u00fd d\u00f2ng v\u1ed1n, qu\u1ea3n l\u00fd r\u1ee7i ro v\u00e0 qu\u1ea3n l\u00fd t\u01b0\u01a1ng lai.<\/p>\n M\u1ed9t nguy\u00ean l\u00fd t\u00f4i lu\u00f4n nh\u1ea5n m\u1ea1nh l\u00e0 l\u1ee3i nhu\u1eadn kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi ti\u1ec1n m\u1eb7t<\/strong>. Nhi\u1ec1u doanh nghi\u1ec7p c\u00f3 l\u1ee3i nhu\u1eadn nh\u01b0ng v\u1eabn ph\u00e1 s\u1ea3n v\u00ec thi\u1ebfu d\u00f2ng ti\u1ec1n. Ng\u01b0\u1ee3c l\u1ea1i, m\u1ed9t doanh nghi\u1ec7p c\u00f3 d\u00f2ng ti\u1ec1n kh\u1ecfe m\u1ea1nh s\u1ebd c\u00f3 kh\u1ea3 n\u0103ng v\u01b0\u1ee3t qua kh\u1ee7ng ho\u1ea3ng v\u00e0 \u0111\u1ea7u t\u01b0 khi ng\u01b0\u1eddi kh\u00e1c ph\u1ea3i c\u1eaft gi\u1ea3m. Sau \u0111\u1ea1i d\u1ecbch COVID-19, LuxGroup c\u00e0ng nh\u1eadn th\u1ee9c r\u00f5 gi\u00e1 tr\u1ecb c\u1ee7a qu\u1ea3n tr\u1ecb d\u00f2ng ti\u1ec1n. Ch\u00fang t\u00f4i chuy\u1ec3n tr\u1ecdng t\u00e2m t\u1eeb t\u0103ng tr\u01b0\u1edfng b\u1eb1ng m\u1ecdi gi\u00e1 sang t\u0103ng tr\u01b0\u1edfng d\u1ef1a tr\u00ean d\u00f2ng ti\u1ec1n, qu\u1ea3n tr\u1ecb v\u1ed1n l\u01b0u \u0111\u1ed9ng v\u00e0 kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu. \u0110i\u1ec1u \u0111\u00f3 gi\u00fap doanh nghi\u1ec7p kh\u00f4ng ch\u1ec9 ph\u1ee5c h\u1ed3i m\u00e0 c\u00f2n ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 trong giai \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng c\u00f2n nhi\u1ec1u b\u1ea5t \u0111\u1ecbnh.<\/p>\n M\u1ed9t n\u1ed9i dung t\u00f4i \u0111\u1eb7c bi\u1ec7t t\u00e2m \u0111\u1eafc l\u00e0 kh\u00e1i ni\u1ec7m ROIC \u2013 Return on Invested Capital<\/strong>. Trong nhi\u1ec1u doanh nghi\u1ec7p, ng\u01b0\u1eddi ta th\u01b0\u1eddng n\u00f3i nhi\u1ec1u v\u1ec1 doanh thu ho\u1eb7c l\u1ee3i nhu\u1eadn, nh\u01b0ng r\u1ea5t \u00edt n\u00f3i v\u1ec1 hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n. T\u1ea1i LuxGroup, ch\u00fang t\u00f4i \u0111\u1eb7t c\u00e2u h\u1ecfi kh\u00e1c: m\u1ed7i \u0111\u1ed3ng v\u1ed1n t\u1ea1o ra bao nhi\u00eau gi\u00e1 tr\u1ecb? M\u1ed9t d\u1ef1 \u00e1n ch\u1ec9 \u0111\u01b0\u1ee3c tri\u1ec3n khai khi l\u1ee3i nhu\u1eadn k\u1ef3 v\u1ecdng v\u01b0\u1ee3t chi ph\u00ed v\u1ed1n v\u00e0 \u0111\u00f3ng g\u00f3p v\u00e0o gi\u00e1 tr\u1ecb doanh nghi\u1ec7p trong d\u00e0i h\u1ea1n. Ch\u00ednh t\u01b0 duy n\u00e0y gi\u00fap ch\u00fang t\u00f4i tr\u00e1nh \u0111\u01b0\u1ee3c nhi\u1ec1u quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 h\u1ea5p d\u1eabn tr\u00ean gi\u1ea5y nh\u01b0ng kh\u00f4ng t\u1ea1o ra gi\u00e1 tr\u1ecb th\u1ef1c.<\/p>\n \u0110i\u1ec1u th\u00fa v\u1ecb l\u00e0 t\u00e0i ch\u00ednh kh\u00f4ng l\u00e0m gi\u1ea3m s\u1ef1 s\u00e1ng t\u1ea1o m\u00e0 ng\u01b0\u1ee3c l\u1ea1i, gi\u00fap s\u00e1ng t\u1ea1o c\u00f3 k\u1ef7 lu\u1eadt h\u01a1n. Khi ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi nh\u01b0 Amiral Explorers\u00ae, The River Remembers hay c\u00e1c h\u00e0nh tr\u00ecnh v\u0103n h\u00f3a tr\u00ean s\u00f4ng S\u00e0i G\u00f2n, \u0111\u1ed9i ng\u0169 LuxGroup \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch s\u00e1ng t\u1ea1o t\u1ed1i \u0111a. Nh\u01b0ng m\u1ecdi \u00fd t\u01b0\u1edfng \u0111\u1ec1u ph\u1ea3i tr\u1ea3 l\u1eddi nh\u1eefng c\u00e2u h\u1ecfi t\u00e0i ch\u00ednh: kh\u00e1ch h\u00e0ng c\u00f3 s\u1eb5n s\u00e0ng tr\u1ea3 ti\u1ec1n kh\u00f4ng, m\u00f4 h\u00ecnh c\u00f3 t\u1ea1o d\u00f2ng ti\u1ec1n kh\u00f4ng, th\u1eddi gian ho\u00e0n v\u1ed1n l\u00e0 bao l\u00e2u v\u00e0 gi\u00e1 tr\u1ecb l\u00e2u d\u00e0i l\u00e0 g\u00ec? T\u00e0i ch\u00ednh kh\u00f4ng gi\u1ebft ch\u1ebft \u00fd t\u01b0\u1edfng; t\u00e0i ch\u00ednh gi\u00fap \u00fd t\u01b0\u1edfng tr\u1edf th\u00e0nh doanh nghi\u1ec7p.<\/p>\n \u0110i\u1ec3m m\u1ea1nh kh\u00e1c c\u1ee7a cu\u1ed1n s\u00e1ch l\u00e0 k\u1ebft n\u1ed1i c\u00e1c kh\u00e1i ni\u1ec7m t\u00e0i ch\u00ednh v\u1edbi chi\u1ebfn l\u01b0\u1ee3c v\u00e0 v\u0103n h\u00f3a doanh nghi\u1ec7p. M\u1ed9t b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n kh\u00f4ng ch\u1ec9 ph\u1ea3n \u00e1nh t\u00e0i s\u1ea3n m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh tri\u1ebft l\u00fd qu\u1ea3n tr\u1ecb. M\u1ed9t b\u00e1o c\u00e1o l\u01b0u chuy\u1ec3n ti\u1ec1n t\u1ec7 kh\u00f4ng ch\u1ec9 cho bi\u1ebft ti\u1ec1n \u0111i \u0111\u00e2u m\u00e0 c\u00f2n cho bi\u1ebft doanh nghi\u1ec7p \u0111ang \u01b0u ti\u00ean \u0111i\u1ec1u g\u00ec. M\u1ed9t t\u1ef7 l\u1ec7 n\u1ee3 kh\u00f4ng ch\u1ec9 ph\u1ea3n \u00e1nh c\u1ea5u tr\u00fac v\u1ed1n m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh kh\u1ea9u v\u1ecb r\u1ee7i ro c\u1ee7a ng\u01b0\u1eddi l\u00e3nh \u0111\u1ea1o. Khi hi\u1ec3u \u0111i\u1ec1u \u0111\u00f3, ng\u01b0\u1eddi \u0111\u1ecdc s\u1ebd nh\u1eadn ra t\u00e0i ch\u00ednh kh\u00f4ng c\u00f2n l\u00e0 nh\u1eefng con s\u1ed1 kh\u00f4 khan m\u00e0 l\u00e0 c\u00e2u chuy\u1ec7n v\u1ec1 c\u00e1ch m\u1ed9t t\u1ed5 ch\u1ee9c t\u1ea1o ra gi\u00e1 tr\u1ecb.<\/p>\n \u0110\u1ed1i v\u1edbi LuxGroup, Leading with Finance kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 ch\u1ea1y theo l\u1ee3i nhu\u1eadn ng\u1eafn h\u1ea1n. Ch\u00fang t\u00f4i tin r\u1eb1ng t\u00e0i ch\u00ednh ph\u1ea3i ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch l\u1edbn h\u01a1n. \u0110\u1ea7u t\u01b0 v\u00e0o ngh\u1ec7 thu\u1eadt, b\u1ea3o t\u1ed3n di s\u1ea3n, ph\u00e1t tri\u1ec3n du l\u1ecbch xanh, \u0111\u00e0o t\u1ea1o con ng\u01b0\u1eddi hay x\u00e2y d\u1ef1ng Vietnam Waterways\u00ae \u0111\u1ec1u l\u00e0 nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f3 gi\u00e1 tr\u1ecb t\u00e0i ch\u00ednh nh\u01b0ng \u0111\u1ed3ng th\u1eddi t\u1ea1o ra gi\u00e1 tr\u1ecb x\u00e3 h\u1ed9i, v\u0103n h\u00f3a v\u00e0 th\u01b0\u01a1ng hi\u1ec7u. Ch\u00ednh tri\u1ebft l\u00fd \u0111\u00f3 c\u0169ng m\u1edf \u0111\u01b0\u1eddng cho nh\u1eefng t\u01b0 t\u01b0\u1edfng ti\u1ebfp theo m\u00e0 t\u00f4i \u0111ang ph\u00e1t tri\u1ec3n trong Money for Purpose\u00ae<\/em> v\u00e0 Sustainable Luxury<\/em>, n\u01a1i t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 \u0111o l\u1ee3i nhu\u1eadn m\u00e0 c\u00f2n \u0111o t\u00e1c \u0111\u1ed9ng v\u00e0 di s\u1ea3n.<\/p>\n N\u1ebfu ph\u1ea3i t\u00f3m t\u1eaft cu\u1ed1n s\u00e1ch b\u1eb1ng m\u1ed9t c\u00e2u, t\u00f4i s\u1ebd n\u00f3i: m\u1ed9t CEO kh\u00f4ng c\u1ea7n bi\u1ebft ghi s\u1ed5 k\u1ebf to\u00e1n, nh\u01b0ng ph\u1ea3i bi\u1ebft \u0111\u1ecdc t\u01b0\u01a1ng lai b\u1eb1ng ng\u00f4n ng\u1eef c\u1ee7a t\u00e0i ch\u00ednh.<\/strong> \u0110\u00f3 l\u00e0 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa qu\u1ea3n l\u00fd v\u00e0 l\u00e3nh \u0111\u1ea1o; gi\u1eefa \u0111i\u1ec1u h\u00e0nh doanh nghi\u1ec7p v\u00e0 ki\u1ebfn t\u1ea1o gi\u00e1 tr\u1ecb. Trong m\u1ed9t th\u1ebf gi\u1edbi \u0111\u1ea7y bi\u1ebfn \u0111\u1ed9ng, l\u1ee3i th\u1ebf c\u1ea1nh tranh b\u1ec1n v\u1eefng kh\u00f4ng c\u00f2n n\u1eb1m \u1edf vi\u1ec7c ai c\u00f3 nhi\u1ec1u v\u1ed1n h\u01a1n, m\u00e0 n\u1eb1m \u1edf vi\u1ec7c ai s\u1eed d\u1ee5ng v\u1ed1n th\u00f4ng minh h\u01a1n.<\/p>\n \u0110\u1ed1i v\u1edbi t\u00f4i, Finance for Leaders<\/em> kh\u00f4ng ph\u1ea3i l\u00e0 \u0111i\u1ec3m k\u1ebft th\u00fac c\u1ee7a h\u00e0nh tr\u00ecnh h\u1ecdc t\u1eadp m\u00e0 l\u00e0 s\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a m\u1ed9t t\u01b0 duy m\u1edbi. M\u1ed7i quy\u1ebft \u0111\u1ecbnh chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i LuxGroup h\u00f4m nay \u0111\u1ec1u \u0111\u01b0\u1ee3c soi chi\u1ebfu qua l\u0103ng k\u00ednh t\u00e0i ch\u00ednh, nh\u01b0ng m\u1ee5c ti\u00eau cu\u1ed1i c\u00f9ng kh\u00f4ng ch\u1ec9 l\u00e0 t\u1ea1o ra nhi\u1ec1u ti\u1ec1n h\u01a1n. M\u1ee5c ti\u00eau l\u00e0 t\u1ea1o ra nhi\u1ec1u gi\u00e1 tr\u1ecb h\u01a1n cho kh\u00e1ch h\u00e0ng, nhi\u1ec1u c\u01a1 h\u1ed9i h\u01a1n cho nh\u00e2n vi\u00ean, nhi\u1ec1u \u0111\u00f3ng g\u00f3p h\u01a1n cho c\u1ed9ng \u0111\u1ed3ng v\u00e0 m\u1ed9t di s\u1ea3n \u0111\u1ee7 b\u1ec1n v\u1eefng \u0111\u1ec3 ti\u1ebfp t\u1ee5c truy\u1ec1n c\u1ea3m h\u1ee9ng cho c\u00e1c th\u1ebf h\u1ec7 doanh nh\u00e2n Vi\u1ec7t Nam trong t\u01b0\u01a1ng lai. B\u1edfi cu\u1ed1i c\u00f9ng, l\u00e3nh \u0111\u1ea1o b\u1eb1ng t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i l\u00e0 qu\u1ea3n l\u00fd nh\u1eefng con s\u1ed1. \u0110\u00f3 l\u00e0 ngh\u1ec7 thu\u1eadt s\u1eed d\u1ee5ng ngu\u1ed3n l\u1ef1c h\u1eefu h\u1ea1n \u0111\u1ec3 t\u1ea1o ra gi\u00e1 tr\u1ecb v\u00f4 h\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":" \u0110\u00e1nh gi\u00e1 cu\u1ed1n s\u00e1ch Finance for Leaders v\u00e0 c\u00e1ch LuxGroup bi\u1ebfn t\u01b0 duy t\u00e0i ch\u00ednh…<\/p>\n","protected":false},"author":5,"featured_media":28053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[228,545],"tags":[261],"_links":{"self":[{"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/posts\/28425"}],"collection":[{"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/comments?post=28425"}],"version-history":[{"count":4,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/posts\/28425\/revisions"}],"predecessor-version":[{"id":28432,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/posts\/28425\/revisions\/28432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/media\/28053"}],"wp:attachment":[{"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/media?parent=28425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/categories?post=28425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luxgroup.vn\/vi\/wp-json\/wp\/v2\/tags?post=28425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}